Suwana – This program is sponsored by the Japanese Bank of International Co-operation and refinancial facilities are provided by National Development Bank. This bank provides loans in order to promote small industries and entrepreneurs. This is known as SMILE (Small and Micro Industries Leader & Entrepreneur promotion project)
Sahanya – This loan scheme has been launched to provide loans to the small entrepreneur. DFCC bank and other commercial banks link with the scheme. It is financially sponsored by the Asian Development Bank.
Skills Development Project

• These programmes are conducted by the Ministry of Tertiary Education and Training. Successful trainees will be granted loans for which funds will be supplied by the Asia Development Bank.
Rural Development Programe • This is a project by the Hatton National Bank to provide loans for self implementation purposes.
Sanasa Loan project • Loans are provided for agriculture, farming, small industries and commercial activities.

• National Development Trust fund and deposits of the members are employed for this and Sanasa Head Office conducts administrative activities.
Cooperative Rural Bank Loans

• Agriculture, Fisheries Trade and Commerce loans are provided by this National Trust fund and member’s deposits are utilized and Co-operative Department provides administrative activities
Samurdhi Development Loan Scheme

• This scheme has been implemented to provide loans and other services to the Samurdhi recipients through samurdhi societies

Government provides various financial incentives to small businesses.
Examples:
• Short-term and long-term loans.
• Financial aid.
• Tax relief.
• Refinance facilities.
Government provides non-financial incentives to small businesses.
Examples:
• Expert consultation services.
• Entrepreneurship development programmes.
• Information services.
• Infrastructural facilities.
• Market facilities.
• Institutional facilities.
• Technical assistance

• Various incentives are provided by various institutions to small businesses.
Examples:
Institutions                                                                                                                                              Incentives

  • Industrial Development Board                                                                         • Consultation services.
    • Technical services.
    • Infrastructural facilities
  • Export Development Board.                                                                              • Marketing facilities.
    • Consultation services.
  •  Sri Lanka Standards Institution.                                                                     • Consultation  services.
  •  National Development Bank.                                                                           • Financial Facilities.
  • Institute of Industrial Technology                                                                   • Technical services.
    • Consultation services.

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  • When several computers are conncected to each other with a common purpose that
    computer system is known as a computer network.
  • Several computer networks can be identified based on the way the computers
    are connected in a particular network, They are:

    • Bus network
    • Ring network
    • Star network
    • Tree network

Categories of computer networks according to the Geographical dispersion

  • Local Area Network (LAN)
  • Wide Area Network (WAN)

There are several computer networks based on the party used or objectives of using:

  • Intranet
  • Extranet
  • Internet

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  • Various criteria used for classification of information systems are stated below:
    • According to the level of usage (employees used)
    • According to the usage (according to tasks)
    • According to the functions

Information systems according to the level of usage 

  • Strategic level
  • Management level
  • Knowledge level
  • Operational level

Users of the information systems according to various levels 

Screenshot (318)

Classification of information systems on usage

  • Transaction Processing Systems (TPS)
  • Knowledge Work Systems (KWS)
  • Office Automation Systems (OAS)
  • Management Information Systems (MIS)
  • Decision Support System (DSS)
  • Executive Support Systems (ESS)

 Classifies information systems according to functions

  • Marketing information systems
  • Financial and Accounting information systems
  • Operation information systems
  • Human resource information systems
  • Research and Development information systems

  • A set of components with interrelations engaged in collecting or reading, processing, storing and delevering of information that would be supportive in decision making and controlling is known as an information system.

Functions of an information system 

  • Input
  • Processing
  • Output
  • Storing

Computer based information system

  • Information systems those are using electronic techniques.

Components  of electronic information system 

  • Hardware
  • Software
  • Liveware
  • Data
  • Procedures

Marketing

  • Marketing is the social process by which individuals and groups obtain what they need and want through creating, offering and freely exchanging products and services of value with others.
  • Marketing is an organizational function and a set of processess for creating, communicating and delivering value to customers and for managing customer relationships in ways that benefit the organization and its stakeholders.
  • Marketing concepts are used to achieve the business goals.

Marketing concepts

  • Production Concept
  • Product Concept
  • Selling Concept
  • Marketing Concept
  • Social Marketing Concept
  • Customer Concept
  • Holistic Marketing Concept
    • Relationship marketing
    • Integrated marketing
    • Internal Marketing
    • Performance marketing

Marketing Mix

4P’s 4C’s
  • Product
  • Consumer needs & wants
  • Price
  • Consumer cost
  • Place
  • Convenience
  • Promotion
  • Communication
  • In addition to the above four, marketing mix of services includes the following three variables, making it comprising of seven variables.
    • People
    • Process
    • Physical Environment/ evidence