Suwana – This program is sponsored by the Japanese Bank of International Co-operation and refinancial facilities are provided by National Development Bank. This bank provides loans in order to promote small industries and entrepreneurs. This is known as SMILE (Small and Micro Industries Leader & Entrepreneur promotion project)
Sahanya – This loan scheme has been launched to provide loans to the small entrepreneur. DFCC bank and other commercial banks link with the scheme. It is financially sponsored by the Asian Development Bank.
Skills Development Project
• These programmes are conducted by the Ministry of Tertiary Education and Training. Successful trainees will be granted loans for which funds will be supplied by the Asia Development Bank.
Rural Development Programe • This is a project by the Hatton National Bank to provide loans for self implementation purposes.
Sanasa Loan project • Loans are provided for agriculture, farming, small industries and commercial activities.
• National Development Trust fund and deposits of the members are employed for this and Sanasa Head Office conducts administrative activities.
Cooperative Rural Bank Loans
• Agriculture, Fisheries Trade and Commerce loans are provided by this National Trust fund and member’s deposits are utilized and Co-operative Department provides administrative activities
Samurdhi Development Loan Scheme
• This scheme has been implemented to provide loans and other services to the Samurdhi recipients through samurdhi societies
Government provides various financial incentives to small businesses.
Examples:
• Short-term and long-term loans.
• Financial aid.
• Tax relief.
• Refinance facilities.
Government provides non-financial incentives to small businesses.
Examples:
• Expert consultation services.
• Entrepreneurship development programmes.
• Information services.
• Infrastructural facilities.
• Market facilities.
• Institutional facilities.
• Technical assistance
• Various incentives are provided by various institutions to small businesses.
Examples:
Institutions Incentives
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
01
02
03
04
05
06
07
08
09
10
11
12
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
4P’s | 4C’s |
---|---|
|
|
|
|
|
|
|
|